Apply & Get Approved for a Car Loan Today

At Finch Hyundai, we take pride in the fact that we provide the utmost transparency throughout the process of purchasing a new or pre-owned vehicle from our dealership. This point of pride extends to the financing process. Purchasing a vehicle from Finch Hyundai is always a good decision, but it's also a major purchase that requires that you do your due diligence in advance of the purchase. It is important that you gather all of the necessary facts in order to get approved and to determine the best route to take in terms of paying for your vehicle. We are here to help when you decide to apply.

Why finance with Finch Hyundai?

The financing process at Finch Hyundai has been, first and foremost, created with our customers in mind. For that reason, we are here to ensure that the process is as fast, friendly and flexible as you'd like it to be.

Where can I learn about my credit history?

The two major credit reporting agencies in Canada are Equifax Canada and TransUnion Canada. If you contact them, they can provide you with a copy of your credit report.

How does the Finch Hyundai financing process work?

First, you have to decide - either on your own or with the help of one of our outstanding Sales Consultants - whether or not financing is the best route for you. Of course, our professional staff will be by your side to help you every step of the way.

The process is really quite simple. Find the new or pre-owned vehicle that best suits your needs and submit a credit application online using the form above or by working in-person with one of our Sales Consultants. Once you're approved for financing, you should have the opportunity to choose the finance offer that is most suited to your needs.

How are auto financing decisions made?

Generally speaking, financial institutions take four primary factors into account when making their financing decisions:

  • Age, mileage, cost of the vehicle selected
  • Information from the applicant, including income, tenure at your current job, etc.
  • Down payment
  • Credit history